US credit card delinquency rate, 1991 to 2026
About this statistic
US credit card delinquency rate stood at 3 in 2026, down 0.7% on the previous period.
US credit card delinquency rate, published through FRED. Since 1991 the series has ranged from 1.5 percent (2021) to 6.8 percent (2009); the latest reading is 2.9 percent for 2026, down from 2.9 percent the period before.
The labeled extremes are doing the work here: the high marks the worst (or best) this measure has recorded in the covered window, and distance from it tells you where today stands in historical terms. Rates mean-revert more than levels, which makes those bounds unusually informative.
Frequently asked questions
Where does this data come from?
FRED aggregates official series; this one originates with the Bureau of Labor Statistics or the responsible agency. Kitegraph refreshes it on FRED's publication schedule.
Are values revised?
Yes. Statistical agencies revise recent readings as fuller data arrives, so the latest points can change between releases.
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